You are hoping for some rest and relaxation before baby arrives and have decided a holiday abroad would be perfect. Travel insurance is always an important factor of any holiday however if you are expecting it is more important than ever to find a policy tailored for travel insurance during pregnancy.
It is important to shop around for this type of cover. Some providers will cover travel insurance for pregnant women as part of their standard travel insurance policies however other insurers will offer this as an individual policy.
Policies vary greatly in what they will include and what they exclude and therefore it is important to read the policy wording.
Generally speaking most travel insurance policies for pregnant ladies will provide cover for travel up until the 28th week of pregnancy, provided you have a single, normal pregnancy. This is because travel after 30 weeks of pregnancy is considered higher risk, with the instances of pre-term birth increasing. Whilst some insurers will cover for slightly longer its is common for them to stipulate that the pregnant woman must return at least 8 weeks before their due date - which is roughly 32 weeks pregnant. Please note that this is always subject to the rules of the carrier too. If the airline would be unhappy for you to travel past a certain week of pregnancy then your travel insurance policy would not cover you. Travel insurance for pregnant women would usually cover your basic travel requirements such as lost luggage and cancellation or delay as well as lots of extras such as enhanced medical cover and emergency repatriation which is great to have for peace of mind. Holiday insurance during pregnancy is essential and the best policy for you will very much depend on your individual circumstances. Compare available policies and remember that cheap travel insurance for pregnant women does not always mean comprehensive.
